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GO2bank™ is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. The ultimate in value and convenience: • No monthly fees with eligible direct deposit, otherwise $5 per month¹ • Free nationwide ATM network² • Overdraft protection up to $200, with opt-in and eligible direct⁵ • Get your pay up to 2 days early with direct deposit⁶ •