Hi there! I understand you've been able to use your debit card to buy extra credits on Clipfly before, but now it’s not working and you don’t use PayPal. I’d like to help you get this sorted out.

To start, could you tell me if you are receiving any specific error messages when you try to use your debit card? Also, have you recently updated the app or changed anything about your payment method or bank?

Meanwhile, here’s a step-by-step approach we can try:

1. Check Card Details: Please make sure the debit card information you enter (number, expiration date, CVV, billing address) is exactly correct.

2. Card Type and Bank Restrictions: Some banks occasionally block transactions on certain apps for security reasons or limit international payments. You might want to check with your bank to confirm if they have imposed any restrictions on your card.

3. Clear App Cache and Restart: Sometimes, the app may face temporary glitches. Try closing Clipfly completely, clear its cache (if accessible on your device), and then restart the app.

4. Try Another Card or Payment Method: If possible, try using another debit or credit card, or use an alternate payment option as a temporary workaround.

5. Update Clipfly App: Ensure your Clipfly app is up to date. Sometimes payment processing is tied to the app version.

If none of these steps solve the issue, it might be related to recent changes in Clipfly’s payment processing system which could affect direct debit card payments. At that point, it may be useful to reach out to Clipfly’s support directly for account-specific help or check for any service announcements.

Are you seeing any particular error messages that might give a clue? Let me know, and I can guide you better!